for all things business

A business loan gives you cash to start, support or grow your business. Use it to take control of cash flow, buy new stock or equipment, expand premises, or for marketing to new customers.  Loan interest may also be tax-deductible.

Without a price cap for business energy, you might be paying much more than you need to. Switching providers can help you cut business costs, while a fixed-rate deal can protect you against future price hikes. You could also get better customer service, or find a greener energy option which better aligns with your business values.

Business credit cards work in the same way as personal ones, and you can use them to manage your regular expenses, or to make a larger, unexpected purchase. Some offer perks and rewards, while others will provide more flexible payment terms.

Business insurance can protect your firm from financial losses due to unexpected events like accidents, theft, or legal claims — and is often a legal requirement. Types include public liability, professional indemnity, and buildings and contents insurance.

Financing spreads the cost of commercial vehicles into manageable monthly payments through loans, lease agreements, or hire purchase plans. You get immediate access to the vehicles you need while keeping cash free for other needs.

Your current mobile or broadband provider might not offer the best value. Switching could mean faster internet speeds, lower costs, and better service to help you stay competitive.

If you haven’t switch banks recently, or if you’re with a high street provider, you might not be getting the best deal. By shopping around, you could lower transaction costs, get better interest rates on deposits, and improved service.

Binq is completely free for you to use, and that means you can compare offers and get personal business advice at no extra cost. And when you find a new deal, we’re paid a fee by your new supplier or provider.